How to Get Claim in Health Insurance? Do you know How to Get Claim in Health Insurance?Types of Claim Settlement:1. Cashless Claims Process2. Reimbursement Process 1. Cashless Claim Process: To avail of the cashless claim facility, the insured has to be treated in an impaneled hospital. By presenting the Icard or Health Insurance Policy taken … Read more
Benefits of Buying Star Health Insurance Star health insurance is one of the prominent names in the health insurance sector. The company offers a range of pocket-friendly insurance products like individual health insurance plans, family health insurance, group health insurance, senior citizen health plans, etc. There are special star health insurance plans for diabetic and cancer patients. Star Health and … Read more
What is OPD cover in health insurance? OPD cover in health insurance means a type of insurance policy that provides coverage for OPD. OPD health policy covers both, whether a person is hospitalized due to some illness or he visits a doctor for any illness that does not require hospitalization. Some insurance companies have special OPD plans. … Read more
What is Health Insurance? A health insurance policy is a type of insurance that provides coverage for the medical and surgical expenses incurred by the policyholder when he/she is hospitalized throughout the policy period. Health insurers, also offer coverage for day care hospitalization, pre-hospitalization, and post-hospitalization. The expenses incurred are either reimbursed to the insured … Read more
List of Non Payable Items in Health Insurance ANNEXURE II: LIST OF EXPENSES EXCLUDED (“NON-MEDICAL”) SNO LIST OF EXPENSES EXCLUDED (“NON-MEDICAL”) SUGGESTIONS TOILETRIES/COSMETICS/ PERSONAL COMFORT OR CONVENIENCE ITEMS 1 HAIR REMOVAL CREAM Not Payable 2 BABY CHARGES (UNLESS SPECIFIED/INDICATED) Not Payable 3 BABY FOOD Not Payable 4 BABY UTILITES CHARGES Not Payable 5 BABY SET … Read more
7 Things Not covered in Health Insurance In health insurance, most of the things are covered but there are a few things which are not covered in health insurance policies. Some diseases are permanently excluded from health insurance and some are covered after a fixed waiting period. There is also a reason that a person … Read more
How OPD Health Insurance Benefits You? OPD (Out-Patient Department) health insurance provides coverage for medical expenses that are incurred outside of the hospitalization, such as doctor consultations, diagnostic tests, pharmacy bills, and other related medical expenses. Here are some benefits of OPD health insurance: Cost Savings: OPD Health Insurance helps to cover the medical expenses incurred … Read more
How to do Reimbursement in Star Health Insurance? To claim reimbursement for your medical expenses under a Star Health Insurance policy, you can follow the below steps: Inform the Insurance Company: You should inform the insurance company about your hospitalization or medical treatment within 24 hours or as soon as possible after the event. You … Read more
List of consumables in Star Health Insurance Consumables or Non Payable Items List Some Policies have add on to include consumables items in it and some have inbuild features of providing coverage for non payable items. 1 BABY FOOD2 BABY UTILITIES CHARGES3 BEAUTY SERVICES4 BELTS / BRACES5 BUDS6 COLD PACK / HOT PACK7 CARRY BAGS8 … Read more
Specified disease/procedure waiting period Waiting Period is 12 Months or 24 Months depending upon the policy terms. List of specific diseases/procedures1. Treatment of Cataract and diseases of the anterior and posterior chamber of the Eye, Diseases of ENT, Diseasesrelated to Thyroid, Benign diseases of the breast.2. Subcutaneous Benign Lumps, Sebaceous cyst, Dermoid cyst, Mucous cyst … Read more