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1. What is Senior Citizen Health Insurance? Senior citizen health insurance means policy offers coverage only for citizens age between 60 years and 80 years or according to the insurance company. This insurance policy is a necessity for senior citizen because this insurance policy provides finical support at the time of emergency hospitalisation. 2. Why … Read more
What is the cardiac health insurance plan? Health Insurance Plan means the type of insurance policy that provides coverage to the Heart patients. Cardiac Health insurance policy covers both the hospitalization, whether a patient is admitted due to cardiac related health issues or admitted for any other health issues means (non- cardiac) problem. The cardiac … Read more
What is the Family Floater Plan? In this, you have a single insurance policy that takes care of the hospitalization expenses of your entire family in a fixed sum assured. Family health plan normally covers you and your spouse along with up to 4 children. But some insurance companies allow you to include your parents … Read more
How to Get Claim in Health Insurance? Do you know How to Get Claim in Health Insurance?Types of Claim Settlement:1. Cashless Claims Process2. Reimbursement Process 1. Cashless Claim Process: To avail of the cashless claim facility, the insured has to be treated in an impaneled hospital. By presenting the Icard or Health Insurance Policy taken … Read more
Benefits of Buying Star Health Insurance Star health insurance is one of the prominent names in the health insurance sector. The company offers a range of pocket-friendly insurance products like individual health insurance plans, family health insurance, group health insurance, senior citizen health plans, etc. There are special star health insurance plans for diabetic and cancer patients. Star Health and … Read more
What is OPD cover in health insurance? OPD cover in health insurance means a type of insurance policy that provides coverage for OPD. OPD health policy covers both, whether a person is hospitalized due to some illness or he visits a doctor for any illness that does not require hospitalization. Some insurance companies have special OPD plans. … Read more
What is Health Insurance? A health insurance policy is a type of insurance that provides coverage for the medical and surgical expenses incurred by the policyholder when he/she is hospitalized throughout the policy period. Health insurers, also offer coverage for day care hospitalization, pre-hospitalization, and post-hospitalization. The expenses incurred are either reimbursed to the insured … Read more
List of Non Payable Items in Health Insurance ANNEXURE II: LIST OF EXPENSES EXCLUDED (“NON-MEDICAL”) SNO LIST OF EXPENSES EXCLUDED (“NON-MEDICAL”) SUGGESTIONS TOILETRIES/COSMETICS/ PERSONAL COMFORT OR CONVENIENCE ITEMS 1 HAIR REMOVAL CREAM Not Payable 2 BABY CHARGES (UNLESS SPECIFIED/INDICATED) Not Payable 3 BABY FOOD Not Payable 4 BABY UTILITES CHARGES Not Payable 5 BABY SET … Read more
7 Things Not covered in Health Insurance In health insurance, most of the things are covered but there are a few things which are not covered in health insurance policies. Some diseases are permanently excluded from health insurance and some are covered after a fixed waiting period. There is also a reason that a person … Read more
How OPD Health Insurance Benefits You? OPD (Out-Patient Department) health insurance provides coverage for medical expenses that are incurred outside of the hospitalization, such as doctor consultations, diagnostic tests, pharmacy bills, and other related medical expenses. Here are some benefits of OPD health insurance: Cost Savings: OPD Health Insurance helps to cover the medical expenses incurred … Read more