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What is Backup Health Policy? Backup health policy is a type of health policy which works along with your primary health policy as a backup. This policy has been few additional benefits at the lowest premium rate. Features of Backup Health Policy Lowest Premium Provides Add-On Cover Can merge with Bank Policy / Corporate Policy / Private … Read more
What are permanent exclusion in health insurance? In health insurance, there are few sections under which no claim is given. Apart from this, there are few things in Mediclaim under which there is a waiting period. There are a few types of health issues under which a person cannot buy a health insurance plan. Permanent … Read more
What is Personal Accidental Policy? Personal accident insurance is an agreement between the health insurance company and also the person insured where the company will provide financial compensation to the latter or his/her family just in case of permanent disability/death caused directly and only because of an accident. (Accident does not mean only road accident, It means … Read more
Deduction for Health Insurance u/s 80D of Income Tax Who can avail Tax Benefits u/s 80D A person can save tax up to Rs. 25,000 u/s 80 for his own premium or premium paid for his family which includes Self, Spouse and dependant children, generally up to the age of 25 years. A person can … Read more
What is not covered in Mediclaim? Mediclaim, also known as health insurance, covers various medical expenses related to hospitalization, surgeries, treatments, and procedures. However, there are certain situations and medical expenses that may not be covered by mediclaim. Some common examples include: Pre-existing medical conditions: Most health insurance policies have a waiting period before pre-existing … Read more
Introduction of Fixed Deposit A fixed deposit is an investment instrument offered by banks and non-banking financial firms, wherever you can deposit cash for a higher rate of interest than savings accounts. You can deposit a lump sum of cash in a fixed deposit for a specific period, that varies for every investor.Once the money … Read more
TAX BENEFITS OTHER THAN 80C Every earning person in India has to pay income tax if he/she falls under income tax slabs. To save your tax government has given few options to save taxes legally. Almost every person takes tax exemptions. The most common is the tax rebate u/s 80C. There are sever common options … Read more
PNB Housing Finance Company – Fixed Deposits Rates PNB Housing – FIXED DEPOSITS Investment Amount: Rs. 1,00,000.00 w.e.f – 07 October 2022 General Category Period (Months) Monthly % p.a Amount (Monthly) Quarterly % p.a Amount (Quarterly) Half Yearly % p.a Amount (Half Yearly) Yearly % p.a Amount (Yearly) Effective Yield % p.a Amount (Effective … Read more
What is Diabetes Health Insurance? Insurance for debates means that type of insurance policy that provides coverage to the diabetic’s patients. Diabetes health insurance policy covers both the hospitalization whether a patient is admitted due to diabetes related health issues or admitted for any other health issues means a (non-diabetic) problem. The diabetes health insurance … Read more
What is Individual Health Insurance? An individual health insurance plan means health insurance which covers only one person. The costly treatments and emergency cases become tension for many individuals. Having an individual health insurance plan helps you get cashless medical treatment in a network hospital. Reimburse your hospital bills in case of non- network hospitals … Read more